The Solution
Am I at Risk?
Lightning is unpredictable — and Florida is the lightning capital of the US. Here's what a strike or surge actually threatens in your home.
100
thunderstorm days a year in Florida
Florida averages about 100 thunderstorm days annually — compared to roughly 5 in California.
~40
strikes per square mile, every year
Central Florida receives roughly 40 cloud-to-ground lightning strikes per square mile each year.
$6,400
average insurance claim
Between 2004 and 2012 the average lightning claim rose from $2,646 to $6,400 — a 142% increase.
20M
US cloud-to-ground flashes yearly
Over the continental U.S. alone, an average of 20,000,000 cloud-to-ground flashes occur every year.
What's at risk
It's not just the TV anymore
Today's homeowners depend on sophisticated appliances and electronics for safety, security, and convenience — and every one of them is vulnerable. A single electrical event can damage your HVAC, lighting controls, or home automation system, costing hundreds to thousands of dollars in repairs and reprogramming.
High-end home control systems that integrate lighting, shades, energy management, and climate — like Lutron HomeWorks — commonly represent a $15,000 to $25,000+ investment. Add audio-video, security integration, and the data on your home computers, and the real exposure goes far beyond the average insurance claim.
And damage isn't only from direct strikes: a typical home absorbs hundreds of transient spikes every day — from air conditioner cycling to power company switching. That cumulative stress quietly shortens the life of everything from LED bulbs to kitchen appliances. An off-the-shelf power strip can't help much when a lightning bolt strikes your home.
Lightning risk checklist
Vulnerable appliances and equipment in a typical Florida home:
- Air conditioners
- Computers & home networks
- Home theater equipment
- Cable modems & TVs
- Security systems
- Kitchen appliances
- Heating & cooling systems
- Lighting control systems
- Sprinkler systems
- Structural & electrical wiring
- Phones & fax machines
- Pool controls
- Home automation systems
- Security gates
- Washers, dryers & LED electronics
The payoff
What complete protection buys you
A three-tiered system — structural protection, surge suppression, and a single earthing/grounding network — protects more than equipment.
Control your insurance costs
Avoid claims — and the premium increases and policy cancellations that can follow them.
Extend equipment life
Eliminating daily transient stress improves reliability and extends the life of everything with a circuit board.
Find out what your home needs — free
Our risk surveys and system designs are complimentary. A 15-minute call is all it takes to get started.
Or schedule a free consultation — we'll come to you.